In San Antonio, we rarely have to deal with extreme weather. However, every once in a while a storm can come along that makes thousands of people turn to their insurance policies for the first time in years, trying to determine t heir coverage.
A hailstorm can do more damage than most other weather events, pelting your home or business with ice chunks that can cause significant structural damage. After a storm, it is important to take note of exactly what’s happened so that you can turn the information into your insurance provider.
The Insurance Claim Process
In an ideal world, the process would be simple from there. Your insurance adjuster would visit your house, determine what you were entitled to, and pay for the necessary repairs to your home or business. The process would be quick and easy, and you’d be able to get back to your daily life.
Sadly, that is not how it usually goes. Insurance companies are in the business of making money, so it is in their best interest to pay out as little as they can in claims. If you find yourself fighting with your insurer to get the coverage you are entitled to, it might be time to hire a hail damage attorney.
A Hail Damage Attorney Knows What To Do
By hiring a lawyer to fight your insurance company on your behalf, you ensure that they are not able to take advantage of a lack of knowledge on your part. Your hail damage lawyer will understand the details of insurance coverage just as well as your insurer does, and will be able to parse the fine print and understand exactly what you are entitled to. Hiring an attorney will usually result in you receiving thousands of dollars more of repair coverage, and will also eliminate the stress of constant calls and letters to your insurer.
While hiring an attorney is not free, it is a minor cost in comparison to the amount of money it can win you in insurance coverage. Your lawyer’s job, unlike the insurance company’s, is to work in your interest, and they’ll help you get your home or business fixed fast, for minimal expense.
Do You Need an Attorney?
If you are an insurance expert yourself, you probably don’t need to hire a lawyer. For anyone else – people who do not spend their days fighting with insurance companies over the fine print of pages-long contracts – a good lawyer can make the aftermath of a hail storm much more pleasant.
If you are thinking about hiring a hail damage lawyer, you should look for one with a proven track record of winning claims. You also want a lawyer who is familiar with the unique aspects of your home city. As a San Antonian, we understand the construction styles used here, as well as the weather patterns that can cause the most damage. We have years of experience fighting on behalf of San Antonio home and business owners, getting their claims processed so that they can repair their buildings and get back to focusing on the most important things in life. If you are struggling with your insurance provider after a hail claim, call us today.