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Villarreal & Begum January 13, 2021

What Do I Do If My Claim was Denied?

insurance

Victims of serious accidents have to deal with tremendous amounts of trauma on top of the days, weeks, months, or even years of recovery they must go through. On top of a painful crash, it is even more frustrating dealing with the insurance company. Trying to get the money that is owed to you can prove to be difficult.  Insurance is supposed to pay out when you need it, so why do they refuse to fulfill their end of the deal? It’s important to remember that insurance companies are working in their own self-interest. They will do all they can to reduce or even deny your claim. The insurance company is out to protect their wallet, not your rights.

How Insurance Works

After a claim is filed, an insurance company will assign an adjuster to work on the claim. The adjuster will talk to both drivers involved and review the accident report. If there were any injuries, they will evaluate your injuries and medical bills. Remember, these adjusters work for the insurance companies. they could decide your injury was not caused by the accident or are less severe than you claim. They might also try to find you at fault for all or a portion of the crash.  This is all to make your negotiations with the insurance company more complicated.

Bad Settlement or Denied Claim

If the insurance company issues you a less than adequate settlement or denies your claim, don’t panic. It is important that you do not sign a release or cash a settlement check until you speak to an attorney. If you do, you might waive your right to take any legal action. An attorney can review the details of the accident and work will the insurance company to negotiate a better settlement. An experienced personal injury law firm will have the tools to do an accident reconstruction or get experts to prove the severity of the crash and its circumstances.

Injured? Contact a San Antonio Car Accident Attorney

At the Villarreal & Begum Law Firm, we have extensive knowledge of how insurance companies work and will fight for your legal rights if you have been injured in an accident. Our San Antonio car accident lawyers understand how stressful it can be, especially if you are unable to work and facing a mountain of medical bills. With our assistance, we will help get your life headed in the right direction. Get in touch with our San Antonio office by calling (210) 777-4878. Call and schedule a free consultation, so we may answer any questions you have.