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What is the Average Truck Accident Settlement in Texas?

According to the Texas Department of Transportation, there were over 12,500 commercial truck accidents on state roads in 2023. Several people were injured and over 500 people lost their lives in crashes involving semi-trucks, tractor-trailers, and other large vehicles. For victims and their families, the aftermath of a truck accident can be a challenging time filled with financial stress and uncertainty about the future.

If you’ve been injured, you likely have questions about average truck accident settlements in Texas. The truth is that settlements can vary widely depending on the severity of your injuries, the extent of your property damage, and the overall impact of the accident on your life. Knowing how the final amount is determined can help you set realistic expectations and prepare for the legal process.

At the Villarreal & Begum, LAW GUNS, we understand the financial toll these 18-wheeler accidents can take on injured victims and families. If you’ve suffered life-changing injuries because a truck driver, trucking company, or other entity was negligent, call us today for a free, no-obligation consultation. We’re here to help.

Factors Influencing Average Truck Accident Settlements in Texas

Because every semi-truck accident case is different, there is technically no average settlement. However, the amount of compensation awarded is influenced by several key factors. They include but may not be limited to the circumstances below.

Severity of Injuries

Your truck accident injuries play a crucial role in determining the amount of compensation you will receive. More serious injuries typically lead to higher medical bills, longer recovery periods, and more extensive ongoing healthcare needs. Consequently, semi-truck accident settlements are generally higher as they aim to cover these costs. Accident victims with permanent disabilities or long-term conditions can expect higher settlements to accommodate their increased medical and personal care expenses.

Lost Wages and Earning Capacity

If your injuries prevent you from working, you can claim that loss of income. Should you be unable to work at all in the future, your compensation can also include lost future earnings. This aspect of a claim aims to offset the impact on your ability to earn, thereby preserving your family’s financial stability and lifestyle as much as possible.

Property Damage

This aspect of your claim covers the costs of repairing or replacing vehicles and any other property damaged in the accident. The extent of the damage can significantly affect the amount you receive in a settlement or verdict, with more extensive damage leading to higher costs and therefore higher compensation.

Pain and Suffering

Pain and suffering refers to the physical discomfort, mental anguish, and emotional distress a victim endures after an 18-wheeler accident. It includes non-economic damages such as anxiety, depression, emotional trauma, and loss of enjoyment of life. Calculating an appropriate amount usually involves considering the severity of the injuries, the recovery time, and the impact of these injuries on the victim’s daily life and mental health. 

Liability and Negligence

The determination of fault in a Texas truck accident has a direct impact on compensation because of the state’s comparative fault rules. These rules state that if a victim is found partially at fault, their settlement amount can be reduced in proportion to their degree of responsibility. 

For example, if a truck driver collides with your vehicle after running a red light but you were speeding at the time, both parties may be found partially at fault. If the truck driver is found to be 70% at fault for running the red light, and you are deemed to be 30% at fault for speeding, your compensation would be adjusted accordingly. This means that if your total damages were $100,000, you would receive 70%, which amounts to $70,000. Because of your contribution to the accident, you cannot recover the full $100,000. 

Negligent Party’s Insurance Policy Limits

The insurance policy limits of the liable party represent the maximum amount the insurance company is obligated to pay for a single truck accident. If your damages exceed these limits, you may not be able to fully recover losses through the insurance claim alone. 

For instance, if the liable party’s policy covers up to $100,000 but your medical expenses, property damage, and other financial losses total $150,000, the insurance would only cover up to its limit, leaving a shortfall. In such cases, it may be necessary to seek additional compensation directly from the at-fault party or explore other legal options to cover the remaining damages. 

The Role of Evidence in Maximizing Settlements

In any trucking accident case, the evidence plays a key role in determining the outcome. It helps to establish key details like the cause of the crash, the extent of damages, and the impact on the victim’s life. Proper evidence serves to substantiate compensation claims, making it harder for opposing parties to dispute the facts.

Common types of evidence in commercial vehicle accident claims include:

  • Police Reports: These reports provide an official account of the accident. They detail what happened and often include preliminary assessments of who was at fault. 
  • Medical Records: These documents are critical because they detail the injuries sustained, the treatment received, and the prognosis. Medical records also help to establish the link between the accident and the injuries claimed and are used to calculate the costs of medical treatment and future care needs.
  • Witness Statements: People who saw the accident can provide independent accounts of what happened. These statements can help establish the facts, such as the behavior of the truck driver, road conditions, and the actions of other drivers involved. Witnesses often notice details that the parties involved in the accident may miss due to the stress and confusion of the moment. This makes their perspectives valuable when reconstructing the incident.
  • Accident Reconstruction Reports: Accident reconstruction specialists can analyze the evidence to determine how the crash happened. Their reports clarify issues like the respective speeds of the vehicles, their positions, and the actions of the drivers before the collision.
  • Photos and Videos from the Accident Scene: Photos and videos can capture details that are sometimes overlooked or forgotten, such as traffic signs, skid marks, and the position of vehicles immediately after the accident. They help establish a clear and factual account of how the accident occurred and the extent of damage.
  • Dash Cam Footage: Many trucks and some passenger vehicles are equipped with dash cams. Footage from these cameras can show the sequence of events leading up to the accident.
  • Driver’s Logs and Truck’s Black Box: The truck driver’s logs, which record hours of service, and data from the truck’s electronic logging device (ELD) or black box, which records data like driving speed and times, can provide insights into the driver’s behavior before the commercial vehicle accident.
  • Employment Records and Truck Maintenance Records: These records can show whether the trucking company neglected its duty to maintain the vehicle in safe working condition or pushed drivers to exceed legal hours of operation, contributing to driver fatigue.

At the Villarreal & Begum, LAW GUNS, our approach to evidence collection is both thorough and strategic. We start by securing all available evidence quickly before it can be lost or destroyed. Our truck accident attorneys then review everything, from police reports to security camera footage, to build as strong a case as possible. We understand how to leverage this information during negotiations or in court to ensure our clients receive the maximum compensation possible.

Why Hire a Texas Truck Accident Lawyer?

Accidents involving large trucks can lead to devastating outcomes, including severe injuries, property damage, and emotional distress. If you or a loved one has been injured, you might wonder if you need a truck accident lawyer. Here are some reasons why engaging an experienced attorney is critical in these cases.

Truck Accident Cases Are Complicated

Truck accidents are different from typical motor vehicle crashes due to the sheer size and weight of commercial trucks. Consequently, these collisions often result in more catastrophic injuries and property damage. Insurance adjusters out to protect their profits won’t voluntarily offer the fair settlement you need unless you have an experienced lawyer advocating for you.

They Understand Trucking Regulations and Laws

Another major advantage of hiring a truck accident lawyer is their thorough knowledge of trucking regulations and laws. These experienced attorneys are well-versed in federal and state regulations that govern everything from commercial driver qualifications to truck maintenance. Their insights are crucial for building a solid case against the responsible parties, be it the 18-wheeler driver or the trucking company.

They Can Investigate and Gather Evidence

The investigation of a truck accident involves determining liability and collecting evidence. Experienced truck accident lawyers have access to a network of professionals, such as accident reconstruction experts and medical experts, who can help analyze the crash and provide critical insights. An adept lawyer will gather essential evidence, including black box data, driver logs, maintenance records, and eyewitness accounts, to strengthen your case.

An Attorney Knows How to Negotiate with Insurance Companies

Dealing with insurance companies after a truck accident can be difficult because insurers often aim to protect their profits by minimizing or denying personal injury claims. A skilled truck accident lawyer knows these strategies and acts as a powerful advocate on your behalf. They protect your rights and fight to make sure you receive a maximum settlement.

A Lawyer Can Maximize Your Compensation

A personal injury attorney will thoroughly assess all aspects of your damages, including medical expenses, lost wages, property damage, and pain and suffering. They work diligently to maximize your compensation, ensuring that both economic and non-economic damages are fully covered.

Recovering from a truck accident is not only challenging but also stressful. Hiring a personal injury lawyer allows you to focus on recovery while they handle the legal aspects of your claim. They provide ongoing support, keep you updated on the progress of your case, and offer guidance throughout the legal process.

Questions About the Average Truck Accident Settlements in Texas?

Recovering from a truck accident in Texas involves more than rest and medical care- it also demands skilled legal representation to ensure your rights are protected and you receive the fair compensation you deserve. 

At the Villarreal & Begum, LAW GUNS, we have secured millions of dollars in financial compensation for truck accident victims. Our legal team is well-equipped with the knowledge, experience, and resources needed to tackle the most complicated commercial truck accident claims. We know how to present a compelling case and will seek to maximize your settlement by uncovering all potential avenues for compensation. 

If you or a loved one has been involved in a truck accident, do not hesitate to seek the legal support and guidance you need during this challenging time. To schedule a free consultation with a Texas personal injury lawyer, call the Villarreal & Begum, LAW GUNS, at (210) 800-0000 or contact us online today.